Neocash Mobile 2.6.6

Neocash Mobile 2.6.6

Shephard Trust Bank – Freeware – iOS
out of 6 votes
Latest Version
2.6.6
Safe to install

Review of NeoCash Loan Application

NeoCash, an innovative offering from Shepherd Trust Microfinance Bank, targets residents of Lagos State, providing a streamlined approach to personal loans. This digital platform allows borrowers to apply for amounts ranging from ₦5,000 to ₦5,000,000 in just a few minutes, making it an appealing option for those seeking quick financial support.

One of the notable features of NeoCash is its customer-centric philosophy, reflecting a commitment to enhance the banking experience since the bank's establishment in 2011. With the goal of incorporating a human touch into digital banking, the app endeavors to maintain a focus on reliable service and accessibility.

Key Features:

  • Loan amounts available from ₦5,000 to ₦5,000,000
  • Flexible repayment tenure options
  • Prompt access to funds without hidden fees
  • Immediate crediting of accounts upon loan approval
  • No collateral or guarantor required for most loans
  • A secure and dependable application process

Loan Specifications:

  • Loan Amounts: ₦5,000 to ₦5,000,000
  • Repayment Period: 61 days to 12 months
  • APR: 30% to 120% per annum

Application Requirements:

  • A stable and verifiable source of income (employment or business)
  • Recent bank statement to verify income
  • Government-issued identification card
  • A favorable credit history

Example Loan Scenario:

If one were to borrow ₦100,000 with a repayment plan over three months, the total interest accrued would be ₦7,500 at a rate of 2.5%, resulting in three monthly repayments of ₦35,833. This culminates in a total repayment amount of ₦107,500 with a representative APR of 30%.

This overview provides insight into NeoCash as an efficient solution for personal financing needs within Lagos State.

Overview

Neocash Mobile is a Freeware software in the category Business developed by Shephard Trust Bank.

The latest version of Neocash Mobile is 2.6.6, released on 12/19/2024. It was initially added to our database on 12/19/2024.

Neocash Mobile runs on the following operating systems: iOS.

Users of Neocash Mobile gave it a rating of 2 out of 5 stars.

Pros

  • User-friendly interface that simplifies banking tasks
  • Instant access to account balances and transaction history
  • Supports multiple banking features such as fund transfers, bill payments, and mobile deposits
  • Secure authentication options including biometric login
  • 24/7 access to banking services without needing to visit a branch
  • Real-time alerts and notifications for transactions and account activity

Cons

  • Limited availability in certain regions or for certain bank accounts
  • Occasional app performance issues or bugs reported by users
  • May require a stable internet connection for full functionality
  • Some users may find the setup process complex or time-consuming
  • Additional fees may apply depending on the type of transactions or services performed

Screenshots (Click to view larger)

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