Neocash Mobile 2.6.6

Shephard Trust Bank ❘ Freeware ❘
iOS
dos votos de 6

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Review of NeoCash Loan Application

NeoCash, an innovative offering from Shepherd Trust Microfinance Bank, targets residents of Lagos State, providing a streamlined approach to personal loans. This digital platform allows borrowers to apply for amounts ranging from ₦5,000 to ₦5,000,000 in just a few minutes, making it an appealing option for those seeking quick financial support.

One of the notable features of NeoCash is its customer-centric philosophy, reflecting a commitment to enhance the banking experience since the bank's establishment in 2011. With the goal of incorporating a human touch into digital banking, the app endeavors to maintain a focus on reliable service and accessibility.

Key Features:
<ul>
 <li>Loan amounts available from ₦5,000 to ₦5,000,000</li>
 <li>Flexible repayment tenure options</li>
 <li>Prompt access to funds without hidden fees</li>
 <li>Immediate crediting of accounts upon loan approval</li>
 <li>No collateral or guarantor required for most loans</li>
 <li>A secure and dependable application process</li>
</ul>

Loan Specifications:
<ul>
 <li>Loan Amounts: ₦5,000 to ₦5,000,000</li>
 <li>Repayment Period: 61 days to 12 months</li>
 <li>APR: 30% to 120% per annum</li>
</ul>

Application Requirements:
<ul>
 <li>A stable and verifiable source of income (employment or business)</li>
 <li>Recent bank statement to verify income</li>
 <li>Government-issued identification card</li>
 <li>A favorable credit history</li>
</ul>

Example Loan Scenario:
If one were to borrow ₦100,000 with a repayment plan over three months, the total interest accrued would be ₦7,500 at a rate of 2.5%, resulting in three monthly repayments of ₦35,833. This culminates in a total repayment amount of ₦107,500 with a representative APR of 30%.

This overview provides insight into NeoCash as an efficient solution for personal financing needs within Lagos State.

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